Jump$tart Coalition Personal Finance Standards Alignment

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The Jump$tart Coalition for Personal Finance Literacy publishes National Standards focusing on Spending and Saving, Credit and Debt, Employment and Income, Investing, Risk Management and Insurance, and Financial Decision Making. These standards are used as the basis of Personal Finance standards around the country, with most states heavily overlapping or outright adopting the Jump$tart recommendations.

Our Personal Finance curriculum covers each of the Jump$tart recommendations in detail, with additional supplementary materials (not listed) covering more personal finance and economic concepts that can be tailored for your class.

Activity Type Key

  • Articles:
  • Videos:
  • Interactive Calculators:
  • Comprehensive Tools:
  • Includes built-in assessment:

Saving and Spending

Standard Activity Type of Activity
Develop a plan for spending and saving All About Budgeting
Spending and Savings Plans
What is Wealth?
Building Wealth
Saving to be a Millionaire Calculator
Home Budget Calculator
Family Planning
Keeping Financial Records What are Financial Records?
Reconciling accounts
Receipts – Keeping and Tossing
Common Tax Deductions
Describe how to use different payment methods Banks, Credit Unions, and Savings and Loans
What is Money?
Debit Cards
Apply consumer skills with spending and saving choices What is Wealth?
Spending and Savings Plans
Saving to be a Millionaire Calculator
Buy vs Lease Calculator
Planning Long Term Purchases
Preparing for Retirement

Credit and Debt

Standard Activity Type of Activity
Costs and benefits of different types of credit Using Credit
Credit Cards
Short-Term Financing
Good Debt, Bad Debt
Managing Debt
Credit Card Payment Calculator
Compound Interest Calculator
Car Loan Calculator
Borrower’s rights and responsibilities related to credit reports Credit Reports
Debt Management Problems Managing Debt
Good Debt, Bad Debt
Using Credit
Managing Bills
Debt Negotiation
Consolidating Debt
Debt Management Services
Bankruptcy
Consumer Credit Laws Consumer rights and responsibilities
Managing Bills

Employment and Income

Standard Activity Type of Activity
Explore job and career options Career Center
Biggest Mistakes of Job Seekers
Acing Job Interviews
Using Keywords In Your Resume
Certifications in the Finance Industry
Careers in the accounting profession
Starting a Business
Compare sources of personal income and compensation Income and Compensation
Payroll Best Practices
Analyze factors that affect net income Tax Filing and the 1040 EZ
Common Tax Deductions
Common Tax Additions
When to hire a tax professional
Tax Audits

Investing

Standard Activity Type of Activity
Explain how investing can build wealth and meet financial goals Investment Return Calculator
Investing Strategies
Evaluate investment alternatives Preparing for Retirement
Saving to be a Millionaire Calculator
What is a Stock?
What is a Ticker Symbol?
Why invest in Stocks?
What is an ETF?
What is a Mutual Fund?
What are Bonds?
Building a diversified portfolio
Demonstrate how to buy and sell investments Stock Game
What is a Stock?
What is a Ticker Symbol?
Why invest in Stocks?
What is an ETF?
What is a Mutual Fund?
What are Bonds?
Building a diversified portfolio
Getting (and understanding) stock quotes
Preparing for Retirement
Investment Research Tool
How to find stocks in specific sectors
What is an Income Statement?
What is a Balance Sheet?
Cash Flow Statement
Investigate how agencies protect investors and regulate markets Investing Strategies
What is a Brokerage?

Risk Management and Insurance

Standard Activity Type of Activity
Identify common types of risk and basic risk management methods Types of Insurance
Justify reasons to use property and liability insurance Types of Insurance
Car Insurance
Renter’s Insurance
Home Owner’s Insurance
Justify reasons to use health, disability, long-term care, and life insurance Types of Insurance
Life Insurance
Health Insurance

Financial Decision Making

Standard Activity Type of Activity
Recognize responsibilities associated with personal financial decisions Preparing for spending shocks
Buying a car
Family Planning
Use reliable resources when making financial decisions Protecting Against Fraud
Researching Spending
What are Financial Records?
When to hire a tax professional
Summarize major consumer protection laws Consumer rights and responsibilities
Protecting Against Fraud
Make criterion-based financial decisions by systematically considering alternatives Planning Long Term Purchases
Researching Spending
Sales Tax
Unemployment and other programs
Preparing for spending shocks
Car Loan Calculator
Buy vs Lease Calculator
Analyze the requirements of contractual obligations What makes a contract valid?
Control personal information What are Financial Records?
Protecting Against Fraud
Use a personal financial plan What is Wealth?
What is a Balance Sheet?
Net Worth Calculator
What is an Income Statement?
Cash Flow Statement
Budgeting and Spending Strategies