Author Archives: Mark Brookshire

Lessons Completed! Student Banking Services

Congratulations on playing our financial life simulation and completing all of our lessons. We now invite you to make the transition from the simulation accounts to real world accounts… Where are you on your financial journey? We’re ready to give you personalized, face to face guidance in a safe environment* at a time and location Read More…

Documents Needed to do Your Taxes

Whether we like it or not, April 15 comes every year and that means our Federal taxes are due. The average taxpayer spends over 10 hours preparing their taxes. To reduce the burden of getting organized and preparing your taxes, it is important to stay organized and know what documents and forms you will need Read More…

Beyond Salary: Knowing Your Benefits

Congratulations! You will soon be graduating from college and negotiating your various job offers. You have worked hard to graduate and you deserve a great paying job. But as you start to negotiate your offers, keep in mind that you really should be considering the overall compensation package. Salary is important, but so are things Read More…

Delaying Student Loan Repayments

A survey of the Class of 2019 showed that 69% had some form of a student loan. While most student loans require you to start making payments within 6 months of graduation, there are certain instances where you can defer these payments. Click on the image below to watch a brief video that explains the Read More…

Buying vs Renting a Car

Saving money is easier than you think and you will learn from this video how to get started and you will see how quickly it starts to add up. Click on the image below to reveal 5 money savings tips when you travel. A short Pop Quiz follows below the article. CLICK HERE TO READ Read More…

10 Questions to Ask Mortgage Lenders

Thinking of buying a house? If you are like most people, then you will need to borrow money to buy that house. So get ready to start negotiating with different mortgage lenders. Click on the image below to review the 10 questions you should ask your mortgage lender. A short Pop Quiz follows below the Read More…

Strategies for Paying Down Debt

Saving money is easier than you think and you will learn from this video how to get started and you will see how quickly it starts to add up. Click on the image below to reveal 5 money savings tips when you travel. A short Pop Quiz follows below the article. CLICK HERE TO READ Read More…

The Domino Effect of Credit Card Debt

Over 55% of Americans with credit cards have credit card debt. The younger you are, the more likely you have a credit card balance that you carry every month. If you carry a credit card balance month after month, paying off that debt is easier than you think if you follow some simple rules and Read More…

Credit Card Minimum Payments

Did you know that with most credit cards, if you pay the minimum required monthly payment you will end up paying more in interest than what you paid for your original purchase? THAT is exactly how banks make money and that is why the retail industry promotes the use of bank credit cards and company-branded Read More…

How Your Credit Card Interest is Calculated

Have you ever wondered how the interest that is charged on your credit card is actually calculated? If you understand a little of the credit card company’s math, you can save yourself lots of money over your lifetime by realizing EVERY DAY counts. Click on the video image below to see a simple example of Read More…

How To Build Credit from Scratch

It seems like a Catch-22. How can you start building your credit if you don’t have any credit to start with? Well the truth is most banks will give college students and young adults a credit card with a very low credit limit. Then, if payments are made on time for the first few months, Read More…

Building Credit & Keeping it Healthy

Once you have established credit with a bank or credit card company, it is important that you continue to build your credit history and that you keep it healthy. Click on the video image below to reveal 5 things you can do to help build a healthy credit score and avoid common mistakes. A short Read More…

7 Facts About Credit Cards

Most studies show that over 70% of Americans own at least one credit card and carry it with them when they go shopping. Other studies show that most Americans carry an average balance of $6,200 on their cards and pay interest every month, but they DON’T know what the interest rate is that they are Read More…

How Many Credit Cards Should I Have?

OK, so you got your first credit card. Then all of a sudden your mailbox is full of other banks and brands offering you a credit card. These offers tease you with 10% off discounts when you open a new credit card account. It sounds tempting. But if you are just starting to build your Read More…

How to Save Money Every Day

Saving money is a lot easier than you think. The first question you have to ask yourself when you are thinking of making a purchase is: “Do I NEED this or do I just WANT it?” Stopping at your local coffee shop every day and spending $2.70 for coffee for 270 days a year adds Read More…

Tips for Planning an Affordable Vacation

Everyone needs to take a vacation every now and then. Or at least travel to visit family and friends. But for most people who aren’t full-time sales people who travel every week, travelling can be an expensive ordeal. The good news is that it doesn’t have to be. If you know some of the secrets Read More…

Pay Down Debt or Save?

Here is one of the most common questions that people who are trying to get control over their finances ask: If I have a little extra cash, do I pay down debt or do I put the money in my savings account? On one hand financial advisors tell us to stop paying high interest rates Read More…

7 Common Bank Fees Explained

As you learn to save, become more aware of your personal finances, you will find yourself accessing your checking, savings, and credit card accounts more and more. While most banks and credit card companies are willing to open up accounts for you for free, keep in mind that every company has to make money some Read More…

10 Online and Mobile Security Tips

As you learn to save and become more aware of your personal finances, you will find yourself accessing your checking, savings, credit cards and other accounts online or via your mobile phone. This means bookmarking your banks URLs, installing their mobile apps on your phone, and inevitably the hassle of remembering all of your logins Read More…

8 Simple Ways to Save Money

We all know that we should be saving money. We have all heard the saying from Benjamin Franklin that “a penny saved is a penny earned.” But it seems that it is just so much easier to SPEND money than it is to SAVE money. So how do we get started saving money? Ahh….. That Read More…

Stock-Trak Offers its PersonalFinanceLab Site FREE to Teachers and Parents for Balance of School Year

Teachers Have Already Claimed Over $250,000 of Student Accounts of PersonalFinanceLab.com’s Personal Budget Game and Stock Market Game. For Immediate Release (Montreal, Quebec) April 24, 2020 – In response to teacher and parent demand for its online educational services, Stock-Trak Inc., the leading provider of educational personal finance games, is now offering access to its Read More…

Stock-Trak Acquires Personal Budgeting Simulation

CashCrunch 101 Expands Company’s Educational Personal Finance Simulations For Immediate Release (Montreal, Quebec) May 8, 2019 – Stock-Trak Inc., the leading provider of virtual stock market trading applications for the education and consumer markets, has recently acquired a personal budgeting simulation (CashCrunch 101) from Fortune and Venture, LLC. “The addition of a customizable personal budgeting Read More…