PFinLab – Stock and Budget Game

  • PFIN-welcome
  • weekend
  • value chart
  • trade stock
  • tour
  • tip
  • summary
  • savings goal
  • rent choice
  • rankings
  • price history
  • pop quiz
  • paycheck
  • outflow
  • open positions 2
  • open positions 1
  • minigame
  • millionaire calculator
  • learning center
  • insurance bill
  • income
  • graduation
  • fixed date
  • fine
  • financial statements
  • Drag and Drop
  • detailed quote
  • credit card statement
  • choice
  • Budget game intro
  • budget game calendar
  • budget builder
  • bonus points
  • Bonds video


This product is for new PFinLab teachers or schools who do not already have a license. If your school already has a PersonalFinanceLab license and you want to order more accounts or renew for a new semester, click here to place an order.

The PersonalFinanceLab Platform!

Get the complete Personal Finance Lab customizable Stock Market Game, Budget Game, and Curriculum platform for your class! This combines our cutting-edge stock game, personal budgeting game, and curriculum library with over 300 lessons aligned to state and national standards for Personal Finance, Economics, and Business classes into one amazing learning resource for high schools.

  • The Budgeting Game puts your students in the role of college students with a part-time job, managing income, expenses, their credit card, and maintaining a work/life/study balance
  • The Stock Market Game is a real-time investing simulation with streaming prices, live rankings, integrated research, and dozens of customizable reports
  • The Curriculum Library has over 300 lessons built to both state and national standards for Personal Finance, Economics, Business, Accounting, Management, Investments, and Math
  • …Plus our Career Center, with over 500,000 real job and internship postings, resume help, job search tips, and information on common certifications

Prices are per student, the platform can be paid by credit card or invoice to your high school.

Change the number below as needed to order the correct number of Curriculum+Budget+Stock Games for your students.

Bulk discounts will be applied for larger schools!

This version of Personal Finance Lab works best with classes with 5 or more students. If you have fewer than 5 students, check out our homeschool version by clicking here!

Teachers can choose to check out with a credit card, or we can a quote/invoice for your purchasing department at checkout.

Invoice my school


This package includes the Personal Finance Lab Budgeting Game, Stock Market Game, and access to our complete Curriculum Library!

The Budgeting Game


Our budgeting game puts your students in the role of a college student with a part-time job. Students review their expected monthly cash inflow, and then review their expected expenses of rent, car loan, groceries, utilities, etc.

Students then roll the online dice and advance through the days of the month and face life’s random events. Flat tires on the way to work, unexpectedly high utility bills, expensive grocery bills, and medical bills all present challenges for students to survive on their limited cash flow. They will have to use their credit card at times to “make ends meet.” Then they have to remember to pay their bills on time or they see their credit score drop, their late fees pile up, and their interest rates increase.

Decisions they make in the game have long-lasting consequences too! The decision trees follow probabilities – so students are encouraged to identify their own personal level of risk they are comfortable with. For example, students need to decide whether to work, study, socialize, or take care of chores each weekend. Working extra hours helps their bottom line, but neglecting their studies can result in expensive emergency tutoring sessions!

Teachers also control the “fixed expenses” each month, the wage students earn at their job, the income tax rate, and the types of Life Events that appear. There is a large common stock, but teachers can add in more events relating to “contracts”, “insurance”, “investing”, and several other categories to ensure the events in the budget game correspond to what students are learning in class.

The Stock Game

Using stock games in class gives your students a whole new perspective on the world around them. By the end of your class simulation, your student’s thought process gets transformed from “I’m going to the store to buy some food” to “I’m going outside in my Nike (NKE) shoes, Wrangler (VFC) Jeans, and Abercrombie & Fitch (ANF) t-shirt, to the Bank of America (BAC) ATM to get cash, then drive my Ford (F) car rolling on Goodyear (GT) tires with BP (BP) gas to Walmart (WMT) to buy Charmin (PG) toilet paper, Crest (PG) toothpaste, Coca-Cola (KO), and Ben and Jerry’s (UL) Ice Cream.

This helps students take stock of how they spend their own money, and how businesses operate in the real world – fostering a new level of critical thinking and understanding of finance and economics. Why does Charmin toilet paper and Crest toothpaste have the same stock symbol?

The Personal Finance Lab Stock Game can be used individually or in groups (where we retain individual accountability even with the group projects), with a real-time prices. Built-in tutorials help students get started and streaming class rankings maximizes engagement. Hundreds of built-in lessons from our curriculum library come with automatic assessments, all without missing a beat!

For teachers, you can customize every aspect of your class: trading rules, starting cash, allowing retries for quizzes, and mix and match the lessons that work best for your class. Our customizable lesson plans (aligned to state and national standards) give awesome class project ideas as the perfect starting point, and our suite of easy-to-use teacher reports bring everything together!

The Curriculum

Our customizable curriculum library has over 300 lessons aligned to both state and national standards for Personal Finance, Economics, Accounting, Management, Marketing, Investing, and Math classes. Each week, pick and choose which topics you want to include, based on your class’s specific course outline. 

Lessons include articles (between 1000 and 2000 words each, written between a 6th and 9th grade reading level), videos, infographics, and mini-games. Each lesson ends with a “pop quiz”, acting as an assessment. Teachers can choose whether students can re-take quizzes for a higher score, or if the first attempt gets saved to a “grade book”. At the end of each week’s Assignment, teachers can also include a final Unit Assessment, borrowing quiz questions from the material that preceded it. We also included our Investing 101 Beginner’s Investing Course, a 10-chapter e-learning course guiding students from the very basics through advanced research and trading techniques centered on personal investing.

This all comes packed with teacher reports, student feedback, and engaging ties back to the stock game and budget game! We also have a library of lesson plans showing how to use the lessons in class (along with more direct instruction and group-based activities), plus a library of Google Slides presentations accompanying our most popular Lessons, so they can be used both for direct instruction and self-directed learning.

The Career Center

As a bonus, all classes on Personal Finance Lab have access to our Career Center! This resource has resume help and job/internship search tips, plus information on the most important certifications in the finance industry necessary to launch a career. It also includes our Job and Internship Search Tool, which pulls in over 500,000 real job and internship postings from Indeed and ZipRecruiter.

This can be used both for students to find and apply for internships, or as a class tool for students to “work backwards” from their dream job to build a plan on how they will build all the necessary skills and experience.

What’s Inside

  • Cutting-edge real-time high school stock game
  • Realistic, consequence-driven high school budgeting game
  • Your class, your rules: Choose your own class dates and trading settings in the stock game (over 50 customization options per class!), along with the fixed expenses, hourly wage, and income tax rate from the budget game.
  • Customizable events – teachers have control over the types of events that pop up during the budget game to align with topics covered in class
  • Live streaming rankings of your entire class for extra engagement
  • Built-in research, both in the Research Center and directly in the trading page
  • Interactive charts, company news feeds, streaming prices
  • Dozens of customizable teacher reports
  • Live teacher support via live chat and 800 number, plus on-demand webinars
  • …Plus the Personal Finance Lab curriculum library with over 300 customizable, standards-aligned lessons for high school Personal Finance, Economics, and Business with built-in assessments
  • …Along with our Investing101 course, which can be used both in class or as independent study
  • …And our lesson plan and Google Slides archives, showing exactly how to use everything effectively in class!

What You Get

After completing your order, our team will reach out within 1 business day to set up the teacher logins for your school. All teachers who require access will get a confirmation email with their login credentials, access to our on-demand teacher tutorial webinar library, access to our lesson plan and presentation library, and a tutorial on how to set up their first class. Teachers will have immediate access to our “Live Chat” and 800-number teacher support hotline, and can set up their classes and get students registered right away!

If you have any questions, please reach out to, or give us a call at 1-(800) 786-8725 ext. 365

PersonalFinanceLab School Site License includes:

Budget Game

Students learn how to balance their income and expenses and meet their monthly savings goals while using a checking, savings, and credit card accounts.

Stock Game

Students experience investing in the stock market with real-time prices and live rankings. All research and quoting tools are available on site.

Fully Customizable & Student Tracking

Choose the specific rules and settings for your class. These can also be updated as the simulation progresses through the semester. Detailed reporting tools allow you to track student grades and progress.

Supplemental Learning Materials

Reinforce key concepts in class with 300+ standards aligned lessons, videos, and group activities.

Personalized Customer Support

Your dedicated account manager will contact you within 1 business day after you place your order. They will assist you with onboarding and student rostering. HelpDesk Technical Support is available for your students.

Market Insight Widgets

Project live data from your students’ activities on the platform, turning your classroom into the coolest place at your school!