Louisiana Financial Literacy Standards: Helpful Teacher Resource

Course Outlines, Lesson Plans & Student Activities

Students will learn through playing the interactive online games, as well as completing the self-graded lessons that were designed to keep young learners engaged.

When you order PersonalFinanceLab® for your class, you’ll also get access to course outlines, lesson plans, student activities and grading rubrics that tie everything together.

Check out our course outlines, we’ll walk you through every step of the way!

3-Week Enrichment Program

18-Week Course Outline

9-Week Course Outline

Get to Know PersonalFinanceLab®

We’re here to help engage your students to learn how to manage their money responsibly. Learn more about each of the main features and see how we can help transform your class.

Personal Budgeting Game

A monthly budget game with real-life scenarios and consequences.

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Stock Market Game

Build your students confidence in the financial markets as they learn how to invest their money wisely.

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Embedded Lessons

Self-graded lessons aligned to National and Jump$tart Standards.

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We’re Here to Help!

Discover how the fully customizable platform can be tailored to fit the needs of your class by talking to a member of our team. Our curriculum specialists can guide you on how to integrate our lessons and games into your existing curriculum.

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Louisiana Financial Literacy Alignment

See which lessons, calculators, and game activities support each
knowledge statement from Louisiana’s Financial Literacy Course—including required topics and suggested topics in the official course description (160345).

Legend:

Long-Term Game
Comprehensive Chapter
Short Lesson
Interactive Calculator
Includes Automatically-Graded Assessment

Standard	Activity	Long-Term Game	Comprehensive Chapter	Short Lesson	Interactive Calculator	Includes Automatically-Graded Assessment
Financial Literacy
Receiving an inheritance and related implications	Lesson – Who Gets Your Stuff When You’re Gone?
Basic principles of personal insurance policies	Lesson – Types of Insurance Lesson – Life Insurance: The Ultimate Safety Net Lesson – Why Health Insurance is So Expensive Lesson – What’s Not Covered in Renter’s Insurance? Lesson – What Damage Does Home Insurance Cover? Lesson – Car Insurance: How to Lower Your Rates Lesson – Don’t Let Disability Derail Your Finances
Computing interest rates by various mechanisms	Lesson – Demystifying the Impact of Interest Rates Lesson – The Magic of Compound Interest
Computing federal income taxes	Lesson – Tax Basics You Need to Know Lesson – Income Tax Filing Tips and Tricks Activity – Get Practice Filing a Sample 1040 Tax Return
State and federal laws concerning finance	Lesson – Protect Yourself as a Consumer Lesson – The Ultimate Employee Guide
Local tax assessments	Lesson – Sales Tax: Who Pays, Collects, and Why?: Who Pays, Collects, and Why? Lesson – Tax Basics You Need to Know
Types of savings and investments	Budget Game – Core Component Stock Game – Core Component Lesson – Pay Yourself First: A Simple Yet Powerful Way to Build Wealth: A Simple Yet Powerful Way to Build Wealth Lesson – A Strategy to Build Wealth, Not Debt Lesson – How to Develop an Investing Strategy Lesson – What is Diversification & How to Spread Your Risk
Simple contracts	Lesson – The 6 Elements of a Binding Contract
Completing a loan application	Lesson – The Car Buying Checklist Lesson – Mortgage Options for First-Time Homebuyers Lesson – Financing Your Education
Balancing a checkbook	Budget Game – Core Component Lesson – Balance Your Books in 10-Minutes Activity – Find Out Your Monthly Home Budget
Contesting an incorrect billing statement	Lesson – Credit Cards: Terms, Fees, and More Lesson – What Your Credit Report Says About You
Types of bank accounts offered, opening and managing a bank account, and assessing the quality of a depository institution’s services	Lesson – Choosing the Best Banking Option for You Lesson – How Debit Cards Work Lesson – Automatic Payments: Convenience vs. Risk
Basic principles of money management, such as spending, credit, credit scores, and managing debt, including retail and credit card debt	Budget Game – Core Component Lesson – Break Free From Money Stress with a Budget Lesson – A Beginner’s Guide to Borrowing Wisely Lesson – What Your Credit Report Says About You Lesson – How Borrowers Manage Personal Debt
Scholarships, grants, and other financial opportunities to pay for postsecondary education	Lesson – Financing Your Education Lesson – Go to College or Start Working? Lesson – Planning Your Career Path
Rights as a consumer	Lesson – Protect Yourself as a Consumer
Flexible spending and health savings accounts	Lesson – What’s in Your Compensation Package? Lesson – What Benefits to Look for in a Job Offer Lesson – Paying For Healthcare – Using FSA, HSA, and HRA
Health and life insurance	Lesson – Why Health Insurance is So Expensive Lesson – Life Insurance: The Ultimate Safety Net Lesson – Paying For Healthcare – Using FSA, HSA, and HRA
Retirement, 401K, mutual funds, IRA accounts	Lesson – The Secret to a Comfortable Retirement Lesson – Understanding 401(k) Plans Lesson – Understanding Individual Retirement Arrangements (IRA) Lesson – Is an Annuity Right for You?
Paid vacation and sick leave	Lesson – What’s in Your Compensation Package? Lesson – The Ultimate Employee Guide
Paying for college: financial aid, scholarships, student loans, grants, FAFSA	Lesson – Financing Your Education Lesson – Planning Your Career Path Lesson – Go to College or Start Working?
Predatory lending and lenders	Lesson – What to Do When You Need Money Fast Lesson – How to Use Debt to Your Advantage
Credit prevention vs. credit counseling	Lesson – Getting Help With Debt Repayment Lesson – How Borrowers Manage Personal Debt
Understanding credit reports and credit scores	Budget Game – Core Component Lesson – What Your Credit Report Says About You
Interest rates: flat, fixed, balloon, and compound interest	Lesson – Demystifying the Impact of Interest Rates Lesson – The Magic of Compound Interest Activity – Calculate Your Car Loan Payments
Loan applications: auto, home, personal, commercial, credit card, student loans	Activity – Calculate Your Car Loan Payments Lesson – Mortgage Options for First-Time Homebuyers Activity – Calculate the True Cost of Credit Card Debt Lesson – Financing Your Education
Renters and homeowners insurance	Lesson – What’s Not Covered in Renter’s Insurance? Lesson – What Damage Does Home Insurance Cover?
Buying vs. renting	Activity – Should You Rent or Should You Buy?
Cybersecurity: best practices for preventing identity theft	Lesson – How to Avoid Identity Theft, Scams and Fraud
Financial apps: banking, payment apps, loan calculator, balancing a checkbook	Budget Game – Core Component Lesson – How Debit Cards Work Activity – Find Out Your Monthly Home Budget Activity – Calculate Your Car Loan Payments Lesson – Balance Your Books in 10-Minutes
Understanding a check stub	Budget Game – Core Component Lesson – Payroll Best Practices
Products offered by a financial institution	Lesson – Choosing the Best Banking Option for You Lesson – Finding the Right Brokerage Account
Financial markets	Stock Game – Core Component Lesson – A Beginner’s Guide to Investing in Stocks Lesson – How to Read a Stock Quote like a Pro Lesson – What is the New York Stock Exchange? Lesson – The Pros and Cons of Mutual Funds Lesson – A Simple Explanation of ETFs Lesson – Getting Started with Bond Investing Lesson – What are Cryptocurrencies? Activity – What Will Your Investments Be Worth?