What is a Personal Finance Lab?

Many cutting-edge high schools, CTE programs, Business & Finance Academies, magnet schools and other schools/districts are changing the way Personal Finance, Business, and Economics classes are being taught.

Start with our Personal Budgeting Game and integrated Personal Finance Curriculum to teach your students how to manage their monthly income and expenses. Then teach them how to save and invest with our customizable Stock Game and its flexible curriculum library for a cutting-edge learning experience!

If your budget permits, then add any combination of streaming stock tickers and LCD screens full of business and economic news to create the environment. 

Personal Budget and/or Stock Game accounts, plus our vast curriculum library are all available at PersonalFinanceLab.com!

Explore Elements of a Finance Lab Order Student Accounts or Site License Now!

Supplement your lab with free posters!

Add LCD screens to your lab, with class rankings, Words of the Day, charts, watchlists, school announcements, and more!

Customizable stock game with tons of built-in research and live streaming class rankings!

Customizable Budget Game gives students a part-time job, with constant events with lasting consequences - customized by you!

Customizable curriculum library with over 300 lessons with built-in assessments (all aligned to standards), customizable lesson plans and pre-built PowerPoints!

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Business or Personal Finance Lab Features:


Budget & Stock Games


Customizable investing and personal budgeting simulations give students real-world experience.




Customizable curriculum library with built-in assessments with over 300 Personal Finance, Business, and Economic lessons.


LED Tickers


Scrolling LED tickers with stock market quotes and business headlines immediately create the atmosphere–THIS classroom is all about BUSINESS!


LCD Screens


LCD screens provide headlines, economic indicators, class rankings, words of the day, financial data, and much more.

Why Build Your Lab?

Your school probably already has a Biology or Chemistry Lab. So, why doesn’t it have a Personal Finance or Business lab?

Setting up a lab fosters a more focused learning environment for topics dealing with financial literacy, economics, and business.   Having students participate in the Personal Budget Game and the Stock Market Game built into PersonalFinanceLab.com grabs their attention and keeps them focused on learning real-world skills.  This helps students retain more from each lesson, and makes the classroom the most exciting classroom at the school.

Labs are quickly being adopted by with schools with CTE program, business or finance academies, magnet schools, private schools, and schools in states that require all students take a dedicated class on personal finance or economics.

Schedule A Demo

Order Student Accounts or Site License Now!

high school stock gamehigh school personal finance lessonshigh school mortgage lessonhigh school economics lessonshigh schoool personal finance teacher guidehigh school business lessons

The PersonalFinanceLab.com Platform

The PersonalFinanceLab.com website contains all of the educational resources of your Lab. This includes our cutting-edge customizable stock market simulation, research-based customizable personal budgeting simulation, 300-lesson customizable curriculum library, and widget connectors for the display screens in your Lab. Each component can be used independently, or fused together to create the ultimate financial learning experience.

Hover over or tap each element to find out more!

Stock Market Simulation

Our stock market simulation gives teachers complete control over their class, with stocks from over 30 countries, mutual funds, options, live class rankings, custom reports, and more!

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Budgeting Simulation

Our budgeting simulation puts students in the role of a college student managing variable income of a part-time job and variable expenses and risks every month, based on real-world scenarios!

Learn More

Customizable Curriculum

Over 300 lessons from 6 subjects you can mix and match to perfectly suit your class. Best of all, everything is aligned to both state and national standards, flexible for every class!

Curriculum Overview

Standards Alignment

Financial Widgets

Connect everything to TVs or LCD screens in your classroom. Broadcast class rankings, feature Personal Finance Tips of the Day, show live streaming stock charts, and more!

Learn More

6 Subjects, 1 Site!

Our curriculum is built on helping teachers engage their students in the best way possible. Real-world examples bringing the excitement of finance into the classroom. Customize your class by adding in Personal Finance or Economics lessons. Supercharge your Business class with our Accounting, Management, Marketing, and Investing lessons. With this site, most of the articles and activities have a financial literacy theme to help them with their understanding of the markets, savings, and investing. Along the way, students will also learn how current events, the government, politics, and large businesses can impact the financial markets and their own portfolios.

sample personal finance lesson


Personal Finance

Download Curriculum Overview

sample high school economics lesson



Download Curriculum Overview

sample mutual funds lesson



Including Accounting, Management, and Marketing

sample high school investing lesson



Our 10-Chapter Complete Investing Course

full curriculum overview


Complete Curriculum

Build your own class by mixing and matching activities

high school curriculum standards alignment


Standards Alignment

How we align our curriculum to state and national standards

Get Started With 4 Easy Steps

Step One: Planning

Start by working on a plan for the “scope” of your lab. This will help determine the roadmap forward of making your lab a reality.

  • How many classes and students are in classes that can take advantage of the PersonalFinanceLab.com simulations and curriculum?
  • Do you already have a screen available that can be upgraded to a MarketInsight display?
  • Are there any grants available in your state to fund a ticker or customized screens?
  • Do you have a classroom available with a window or large door that would let the hardware be visible from the hallway?
  • Do you plan to upgrade just one classroom, or include smaller “lab spaces” in multiple rooms?

Step Two: Set Up Your Stock And Budgeting Simulations

Once you have your PersonalFinanceLab.com site license, set up the rules for the stock simulation and/or personal budgeting simulations for your classes.

The stock market game serves as the foundation for all the other activities in the class, using the real financial markets to tie everything together. Use trade notes to encourage students to apply concepts from class to their virtual portfolio, the Teams feature to have students collaborate while still maintaining individual accountability, and the class rankings to keep everyone engaged.

Personal finance classes can also take advantage of the personal budgeting simulation, where they take on the role of a college student managing their variable income from a part-time job and fixed and variable expenses from paying tuition through insurance, all while working on building their credit score, savings account, overall net worth, and personal wellbeing.

Step Three: Customize Your Curriculum

This is where the magic happens. Choose which activities students need to complete alongside the stock game. We call this “Assignments.” The list of tasks you require each student to complete. You can make new assignments every week with their own start and due dates, and even queue up the whole semester in less than 10 minutes. Some of the types of activities include:

  • Tutorial Videos – Start off class by requiring students to watch short tutorial videos acquainting them with their portfolio and research tools.
  • Stand-alone lessons – Require students to read short articles and pass a pop quiz about topics you are covering in class. Lessons are supplemented with additional videos, infographics, and real-world examples.
  • Interactive calculators – Have students use our calculators to build a plan to save $1 million, or build a household budget.
  • Trading – Require students to make a certain number of trades per week, divided between stocks, bonds, or other securities you allow for your class.

Step Four: Students Compete And Learn!

Every time your students log to check their class assignments, they are also greeted by their portfolio, and their live class rankings. Class rankings keep students engaged with the stock game, while progressing through their assignments and lessons.

As the teacher, you also get complete access to all student progress, including different reports showing trading activity and assignment progress. Once your screens and/or tickers are installed, start broadcasting your class rankings, lesson snippets, and financial data to turn your classroom into the coolest room at your school!

Personal Finance Lab Site License Pricing

Pricing is based on the number of student accounts your school needs per year. Remember: not just your class can benefit! All pricing is based on school – discounts are available for multiple schools in the same district.

single class

Order Student Accounts

Budget Game or Stock Game: $10 Per Student

Budget Game AND Stock Game Combo: $15 Per Student

Both the Stock Game and Budget Game includes our full curriculum library.

Order PFinLab accounts for your class.


Micro Site License

Stock Game + Budget Game Combo: $1,495 Per Year

$995 per year for just Stock Game OR Budget Game

Up to 100 students per year. Covers 2 smaller classes, or one bigger class per semester. Includes our full curriculum library!



Mini Site License

Stock Game + Budget Game Combo: $2,995 Per Year

$1,995 per year for just Stock Game OR Budget Game

Up to 250 students per year. Perfect for CTE programs using Personal Finance Lab in multiple subjects. Includes our full curriculum library!



Full Site License

Stock Game + Budget Game Combo: $5,995 Per Year

$3,995 per year for just Stock Game OR Budget Game

Up to 1000 students per year. Run school-wide challenges and after-school programs! Includes our full curriculum library!

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