TEKS Personal Finance Standards

TEKS Personal Financial Literacy Standards Alignment

Texas publishes TEKS for Personal Financial Literacy (§113.49), a personal finance-focused course, as part of their social studies standards. These standards align with a fusion of topics from our Personal Finance, Career Readiness,and Investing libraries of activities.

Activity Type Key:

Articles
Videos
Interactive Calculators
Comprehensive Tools
Includes Built-In Assessment

Standard Activity Activity Type
The student understands how to set personal financial goals. Lesson – Break Free From Money Stress with a Budget
Lesson – How To Save Money on Your Next Trip
Lesson – Achieve Financial Goals with a Spending Plan
Lesson – A Strategy to Build Wealth, Not Debt
The student understands how financial statements are used to assess and monitor financial well-being. Lesson – How to Read an Income Statement
Lesson – How to Read a Balance Sheet
Lesson – The Cash Flow Statement Explained
The student analyzes components of compensation from employment. Lesson – What's in Your Compensation Package?
Lesson – The Secret to a Comfortable Retirement
Lesson – Why Health Insurance is So Expensive
The student critically evaluates consumption decisions. Activity – Buy vs. Lease a Car Calculator
Activity – Calculate Your Car Loan Payments
Lesson – Credit Cards: Terms, Fees, and More
Lesson – What to Do When You Need Money Fast
Lesson – How Do You Stop Impulse Purchases?
Activity – Find Out Your Monthly Home Budget
The student understands the importance of saving and investing in creating wealth and building assets. Lesson – A Simple Yet Powerful Way to Build Wealth
Lesson – Limits and Logs – Personalized Spending and Saving
Activity – Crack the Code to Becoming a Millionaire
Lesson – What is Wealth?
The student understands the implementation of a saving and investing plan. Lesson – Choosing the Best Banking Option for You
Lesson – Is an Annuity Right for You?
Activity – Crack the Code to Becoming a Millionaire
Activity – Watch How Your Savings Could Grow
Activity – Model Your Financial Future
Lesson – Why Invest in Stocks vs. Keeping in Savings?
Lesson – What is Diversification & How to Spread Your Risk
Lesson – A Beginner's Guide to Investing in Stocks
Lesson – A Simple Explanation of ETFs
Lesson – The Pros and Cons of Mutual Funds
Lesson – Getting Started with Bond Investing
Stock Game – Core Component
Tutorial Video – How to do Investing Research?
The student demonstrates an understanding of the importance of planning for retirement. Lesson – The Secret to a Comfortable Retirement
Activity – Crack the Code to Becoming a Millionaire
The student identifies factors that affect credit worthiness. Lesson – What Your Credit Report Says About You
Lesson – Discretionary Expenses – Understanding Central Tendency
Lesson – What Is Bankruptcy?
Lesson – Getting Help With Debt Repayment
The student evaluates a decision to use credit Lesson – A Beginner's Guide to Borrowing Wisely
Lesson – Credit Cards: Terms, Fees, and More
Activity – Calculate the True Cost of Credit Card Debt
Lesson – How Debit Cards Work
Lesson – Mortgage Options for First-Time Homebuyers
The student recognizes financial risks faced by individuals and families and identifies strategies for handling these risks. Lesson – Types of Insurance
Lesson – Why Health Insurance is So Expensive
Lesson – Life Insurance: The Ultimate Safety Net
Lesson – What Damage Does Home Insurance Cover?
Lesson – What's Not Covered in Renter's Insurance?
Lesson – Car Insurance: How to Lower Your Rates
The student understands how to identify and protect themselves from frauds, schemes, and scams. Lesson – How to Avoid Identity Theft, Scams & Fraud
The student recognizes the costs and benefits of various types of college, postsecondary education, and training. Lesson – Want to Work in Finance?
Lesson – Are Internships Worth It?
Activity – Student Loan Repayment Calculator